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2026 Lincoln Navigator Reserve vs 2026 Rivian R1S Adventure

At a fair price, the 2026 Rivian R1S Adventure costs less — about $74,022. Both hold their value about the same over three years. Whichever you lean toward, start a fund now and your down payment will be ready when you are.
The price to buy it
$78,767
$74,022Better
What a fair price could save you
$4,233Better
$3,978
What it may be worth in 3 years
$45,650
$42,900
Not sure yet? Start a fund either way

You don't have to decide today. Save a little each week and your car fund keeps growing — pick the car when you're ready and the down payment is already there.

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Is the 2026 Lincoln Navigator Reserve or the 2026 Rivian R1S Adventure cheaper to buy?

At a fair price the 2026 Rivian R1S Adventure costs less — about $74,022, versus $78,767 for the 2026 Lincoln Navigator Reserve.

Which one holds its value better?

They're close — both keep about 55% of their value after three years.

How much should I save for either one?

A common starting point is about 20% up front — that's roughly $15,753 for the 2026 Lincoln Navigator Reserve or $14,804 for the 2026 Rivian R1S Adventure. Start a fund and it keeps growing while you decide.

2026 Lincoln Navigator Reserve money guide
2026 Rivian R1S Adventure money guide
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