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2026 BMW X7 xDrive40i vs 2026 Lincoln Navigator Reserve

At a fair price, the 2026 Lincoln Navigator Reserve costs less — about $78,767. The 2026 Lincoln Navigator Reserve holds its value a touch better, keeping roughly 55% after three years. Whichever you lean toward, start a fund now and your down payment will be ready when you are.
The price to buy it
$78,880
$78,767Better
What a fair price could save you
$6,120Better
$4,233
What it may be worth in 3 years
$42,500
$45,650Better
Not sure yet? Start a fund either way

You don't have to decide today. Save a little each week and your car fund keeps growing — pick the car when you're ready and the down payment is already there.

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Is the 2026 BMW X7 xDrive40i or the 2026 Lincoln Navigator Reserve cheaper to buy?

At a fair price the 2026 Lincoln Navigator Reserve costs less — about $78,767, versus $78,880 for the 2026 BMW X7 xDrive40i.

Which one holds its value better?

The 2026 Lincoln Navigator Reserve holds its value a little better — about 55% after three years, versus 50% for the 2026 BMW X7 xDrive40i.

How much should I save for either one?

A common starting point is about 20% up front — that's roughly $15,776 for the 2026 BMW X7 xDrive40i or $15,753 for the 2026 Lincoln Navigator Reserve. Start a fund and it keeps growing while you decide.

2026 BMW X7 xDrive40i money guide
2026 Lincoln Navigator Reserve money guide
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