2026 BMW X1 xDrive28i vs 2026 Toyota 4Runner SR5
At a fair price, the 2026 BMW X1 xDrive28i costs less — about $38,976. The 2026 Toyota 4Runner SR5 holds its value a touch better, keeping roughly 62% after three years. Whichever you lean toward, start a fund now and your down payment will be ready when you are.
2026 BMW X1 xDrive28i2026 Toyota 4Runner SR5
The price to buy it
$38,976Better
$40,488
What a fair price could save you
$3,024Better
$1,512
What it may be worth in 3 years
$21,000
$26,040Better
Not sure yet? Start a fund either way
You don't have to decide today. Save a little each week and your car fund keeps growing — pick the car when you're ready and the down payment is already there.
Start my car fundQuestions people ask
Is the 2026 BMW X1 xDrive28i or the 2026 Toyota 4Runner SR5 cheaper to buy?
At a fair price the 2026 BMW X1 xDrive28i costs less — about $38,976, versus $40,488 for the 2026 Toyota 4Runner SR5.
Which one holds its value better?
The 2026 Toyota 4Runner SR5 holds its value a little better — about 62% after three years, versus 50% for the 2026 BMW X1 xDrive28i.
How much should I save for either one?
A common starting point is about 20% up front — that's roughly $7,795 for the 2026 BMW X1 xDrive28i or $8,098 for the 2026 Toyota 4Runner SR5. Start a fund and it keeps growing while you decide.
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