2026 BMW X1 xDrive28i vs 2026 Ford Explorer XLT
At a fair price, the 2026 BMW X1 xDrive28i costs less — about $38,976. The 2026 Ford Explorer XLT holds its value a touch better, keeping roughly 55% after three years. Whichever you lean toward, start a fund now and your down payment will be ready when you are.
2026 BMW X1 xDrive28i2026 Ford Explorer XLT
The price to buy it
$38,976Better
$39,858
What a fair price could save you
$3,024Better
$2,142
What it may be worth in 3 years
$21,000
$23,100Better
Not sure yet? Start a fund either way
You don't have to decide today. Save a little each week and your car fund keeps growing — pick the car when you're ready and the down payment is already there.
Start my car fundQuestions people ask
Is the 2026 BMW X1 xDrive28i or the 2026 Ford Explorer XLT cheaper to buy?
At a fair price the 2026 BMW X1 xDrive28i costs less — about $38,976, versus $39,858 for the 2026 Ford Explorer XLT.
Which one holds its value better?
The 2026 Ford Explorer XLT holds its value a little better — about 55% after three years, versus 50% for the 2026 BMW X1 xDrive28i.
How much should I save for either one?
A common starting point is about 20% up front — that's roughly $7,795 for the 2026 BMW X1 xDrive28i or $7,972 for the 2026 Ford Explorer XLT. Start a fund and it keeps growing while you decide.
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