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2026 Ford F-150 Lightning XLT vs 2026 Kia EV9 Light

At a fair price, the 2026 Ford F-150 Lightning XLT costs less — about $52,195. Both hold their value about the same over three years. Whichever you lean toward, start a fund now and your down payment will be ready when you are.
The price to buy it
$52,195Better
$53,144
What a fair price could save you
$2,805
$2,856Better
What it may be worth in 3 years
$30,250
$30,800
Not sure yet? Start a fund either way

You don't have to decide today. Save a little each week and your car fund keeps growing — pick the car when you're ready and the down payment is already there.

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Is the 2026 Ford F-150 Lightning XLT or the 2026 Kia EV9 Light cheaper to buy?

At a fair price the 2026 Ford F-150 Lightning XLT costs less — about $52,195, versus $53,144 for the 2026 Kia EV9 Light.

Which one holds its value better?

They're close — both keep about 55% of their value after three years.

How much should I save for either one?

A common starting point is about 20% up front — that's roughly $10,439 for the 2026 Ford F-150 Lightning XLT or $10,629 for the 2026 Kia EV9 Light. Start a fund and it keeps growing while you decide.

2026 Ford F-150 Lightning XLT money guide
2026 Kia EV9 Light money guide
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