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2026 Chevrolet Silverado LT vs 2026 Ford F-150 XLT

At a fair price, the 2026 Chevrolet Silverado LT costs less — about $41,756. Both hold their value about the same over three years. Whichever you lean toward, start a fund now and your down payment will be ready when you are.
The price to buy it
$41,756Better
$42,705
What a fair price could save you
$2,244
$2,295Better
What it may be worth in 3 years
$24,200
$24,750
Not sure yet? Start a fund either way

You don't have to decide today. Save a little each week and your car fund keeps growing — pick the car when you're ready and the down payment is already there.

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Is the 2026 Chevrolet Silverado LT or the 2026 Ford F-150 XLT cheaper to buy?

At a fair price the 2026 Chevrolet Silverado LT costs less — about $41,756, versus $42,705 for the 2026 Ford F-150 XLT.

Which one holds its value better?

They're close — both keep about 55% of their value after three years.

How much should I save for either one?

A common starting point is about 20% up front — that's roughly $8,351 for the 2026 Chevrolet Silverado LT or $8,541 for the 2026 Ford F-150 XLT. Start a fund and it keeps growing while you decide.

2026 Chevrolet Silverado LT money guide
2026 Ford F-150 XLT money guide
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